Finding the right coverage for your business is now easier with competitive insurance solutions that are built to suit your needs.
We got you. Sometimes you just want to talk to another human being to make sure all of your ducks are in a row. Give us a call, and we'll take care of you.
We take the time to listen and understand your business, and offer personalized business solutions. We have access to several insurance partners and we'll work to ensure you're getting the best bang for your buck.
Vice-President, aha insurance
Business interruption insurance is a type of insurance coverage that protects your revenue stream in the event your business is halted for some reason, such as a fire or other natural disaster. This coverage could also covers operating expenses, a move to a temporary location, payroll, taxes and more. It helps you during tough times to keep your business afloat.
This is the total value of your business belongings that would commonly include things such as furniture, computers, inventory, tools and equipment. Keep in mind, any equipment maintained at the property would be included in this so that the insurance covers the cost of replacing them- getting you back on your feet quickly.
Liability auto insurance is mandatory in Canada; it covers damage to others and their vehicles if one of your drivers gets into an accident. General Liability insurance is the legal liability limit that an insurer will pay in the event of legal action taken against your company. Standard limits are $1 million-$2 million, but we can provide coverage up to $10 million if needed.
Finding the right coverage for your business is now easier with competitive insurance solutions that are built to suit your needs.
We’ve listed a few common coverages below that will help you get prepared in order to move things along smoothly. Of course, if you have any questions just ask – that’s what we’re here for.
Whether you own or use a vehicle for business, are a delivery driver or have a commercial fleet of cars, we have the coverage to help protect and keep your business running smoothly.
We take the time to listen and understand your business, and offer personalized business solutions.
We have access to several insurance partners and we'll work to insure you're getting the best bang for your buck.
Liability auto insurance is mandatory in Canada; it covers damage to others and their vehicles if one of your drivers gets into an accident. General Liability insurance is the legal liability limit that an insurer will pay in the event of legal action taken against your company. Standard limits are $1 million-$2 million, but we can provide coverage up to $10 million if needed.
This is the total value of your business belongings that would commonly include things such as furniture, computers, inventory, tools and equipment. Keep in mind, any equipment maintained at the property would be included in this so that the insurance covers the cost of replacing them- getting you back on your feet quickly.
This is the legal liability limit that the insurance company will pay in the event of legal action taken against you. The classic example is a car accident in which you harm another driver or passenger in the other vehicle and are sued for catastrophic damages. Third-party liability is one of the three mandatory auto insurance types in Ontario. It includes accident benefits, third-party liability, and uninsured auto insurance. Common limits are $1 million-$2 million, but we can provide coverage up to $10 million if needed.
Business interruption insurance is a type of insurance coverage that protects your revenue stream in the event your business is halted for some reason, such as a fire or other natural disaster. This coverage could also covers operating expenses, a move to a temporary location, payroll, taxes and more. It helps you during tough times to keep your business afloat.
We’ve listed a few common coverages below that will help you get prepared in order to move things along smoothly. Of course, if you have any questions just ask – that’s what we’re here for.
We got you. Sometimes you just want to talk to another human being to make sure all of your ducks are in a row. Give us a call, and we'll take care of you.
We get it.
Vice-President, aha insurance
Liability coverage protects you if legal action is taken against your business if something goes wrong. Even if your business isn't at fault, it's crucial to have insurance to pay for legal defence costs. You can generally expect to find these kinds of protection on a liability insurance policy:
Commercial auto insurance provides protection for any vehicle designated for business use against both property damage and liability. Whether you drive a vehicle that is for dedicated business use or drive a personal vehicle for businesses, it is important to have commercial auto insurance, as your vehicle will not be covered under a personal auto policy. Several types of coverage may be included in your commercial auto policy and typical coverages that are available include: Auto accident liability, Medical payments, Physical damage and collision and Accidents involving uninsured motorists.
As a business owner, you will need commercial auto insurance for any vehicle that your company uses for business purposes, has a commercial license plate or tag, or that is registered as a commercial auto. You may also need to get commercial auto insurance if your employees will be using vehicles in the course of doing business, whether making deliveries, driving people, transporting goods or running errands.
Suppose you use your vehicle for any of the following functions. In that case, you should consider commercial insurance:
Some situations and certain occupations may be covered under a personal auto policy but best to confirm with us.
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"Our company mission from day one has been to change the way insurance is experienced. We've made no exception when it comes to business insurance. We wanted it to be easy to access, provide simple steps on how to apply, and clearly explain coverages to our clients in a way that can be understood."
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Own a property? Have tenants? Or perhaps you own a retail store or have gone digital and sell online. Whatever the case may be, we have insurance that is tailored to suit your needs.
Every business has its own unique set of risks. Whether running a small business, or in need of Errors and Emissions coverage, we'll help tailor the right package to suit your business needs.
Own a property? Have tenants? Or perhaps you own a retail store or have gone digital and sell online. Whatever the case may be, we have insurance that is tailored to suit your needs.
Whether you own or use a vehicle for business, are a delivery driver or have a commercial fleet of cars, we have the coverage to help protect and keep your business running smoothly.
Every business has its own unique set of risks. Whether running a small business, or in need of Errors and Emissions coverage, we have the right package to protect for your business needs.
This is the legal liability limit that the insurance company will pay in the event of legal action taken against you. The classic example is a car accident in which you harm another driver or passenger in the other vehicle and are sued for catastrophic damages. Third-party liability is one of the three mandatory auto insurance types in Ontario. It includes accident benefits, third-party liability, and uninsured auto insurance. Common limits are $1 million-$2 million, but we can provide coverage up to $10 million if needed.
Collision coverage is the type of optional auto insurance that covers the cost of your repair bills if you damage your vehicle in an accident by hitting an object or another car. For example, if your car came into contact with a street sign or a tree: collision coverage would take care of the cost of repairing or replacing your vehicle.
Comprehensive coverage is optional insurance coverage that protects your vehicle against damage resulting from incidents (not accidents) when your vehicle is stationary. The list of non-collision related threats is extensive and considers events such as natural disasters like hail and wind to vandalism and theft or even falling objects. It is important to remember that medical expenses, legal fees, and income loss due to an accident are not covered by comprehensive coverage.
Commercial property insurance protects you financially against unforeseen events occurring on or relating to your place of work (or your owned properties that generate revenue). It differs from a regular home insurance policy mainly in two ways. It generally protects a place of business instead of a person’s home and the coverage options are larger because workspaces are exposed to different risks on a daily, weekly, monthly, and seasonal basis. Commercial property insurance also places more of an emphasis on protecting a business’ revenue, whereas a personal property insurance policy usually emphasizes on rebuilding a structure if any damage should occur.
Great question. While this can differ depending on the types of coverage, you can generally expect to find these kinds of protection on a commercial property insurance policy:
There are other kinds of commercial property insurance available, but they’re not all just for tenants. For example, owners of commercial properties that lease space to other companies might want commercial rent guarantee insurance to protect their income if a tenant company goes under without warning.
Collision coverage is the type of optional auto insurance that covers the cost of your repair bills if you damage your vehicle in an accident by hitting an object or another car. For example, if your car came into contact with a street sign or a tree: collision coverage would take care of the cost of repairing or replacing your vehicle.
Comprehensive coverage is optional insurance coverage that protects your vehicle against damage resulting from incidents (not accidents) when your vehicle is stationary. The list of non-collision related threats is extensive and considers events such as natural disasters like hail and wind to vandalism and theft or even falling objects. It is important to remember that medical expenses, legal fees, and income loss due to an accident are not covered by comprehensive coverage.
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